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5 Shocking Facts Behind Why Student Loan Forgiveness Was Suddenly Paused Under IBR and What It Means for You

Student loan forgiveness under the IBR plan has been unexpectedly suspended by the Department of Education as system changes roll out, leaving borrowers in limbo

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Student loan forgiveness under IBR has been paused as federal system updates raise questions and delay relief
Student loan forgiveness under IBR has been paused as federal system updates raise questions and delay relief

The unexpected pause in student loan forgiveness under the Income-Based Repayment (IBR) plan has left borrowers across the U.S. both frustrated and confused. While the Department of Education maintains that this is only a temporary halt due to “system updates,” many are questioning the true reason behind the sudden suspension—especially since IBR was the only student loan forgiveness program not facing legal challenges.

As of now, the student loan forgiveness plan under IBR remains on hold. For millions of Americans who have faithfully paid their dues for years, this is more than just a bureaucratic delay—it’s a shocking disruption in what was supposed to be the final step toward debt relief.


What Is IBR and Why Is It So Important?

The Income-Based Repayment (IBR) plan has long served as a financial lifeline for federal student loan borrowers struggling with high monthly payments. Designed for low- to middle-income earners, IBR caps monthly payments at 15% (or 10% for newer borrowers after July 1, 2014) of discretionary income. After 20 or 25 years of consistent payments—depending on the loan date—borrowers become eligible for student loan forgiveness of any remaining debt.

But while other programs like SAVE, PAYE, and REPAYE have faced legal roadblocks, IBR has been the steady option. Until now.

5 Shocking Facts Behind Why Student Loan Forgiveness Was Suddenly Paused Under IBR and What It Means for You


The current pause in student loan forgiveness under IBR is alarming because it removes the only fully functional income-driven repayment (IDR) option available. And the Department of Education’s silence on a clear timeline hasn’t helped.

“Currently, IBR forgiveness is paused while our systems are updated,” the department said in its updated July guidance, adding, “IBR forgiveness will resume once those updates are completed.”

Why Was Student Loan Forgiveness Suspended?

This is the question burning through student loan forums, Reddit threads, and Twitter/X posts: Why pause a working program?

The Trump-aligned Department of Education hasn’t provided a direct or concrete explanation. Instead, it has vaguely cited technical updates, hinting at the need to properly account for “months not affected by the court’s injunction” on the SAVE plan—a newer, controversial IDR plan launched under President Joe Biden.

Legal experts suspect that the federal court’s decision to temporarily block portions of SAVE may have indirectly impacted other IDR systems—including IBR. Although IBR isn’t directly targeted by the lawsuits, the infrastructure supporting all IDR systems is reportedly shared, meaning any SAVE-related halt can ripple across programs.

Student loan forgiveness under IBR has been paused as federal system updates raise questions and delay relief


According to Forbes, the injunction may have frozen updates to systems that track qualifying payments—something necessary to verify when a borrower becomes eligible for student loan forgiveness.

Who Is Affected by the IBR Forgiveness Pause?

The pause affects thousands of borrowers who have already reached or are nearing the 20–25-year repayment milestone. Many of them, especially those who began repayment before July 1, 2014, have now been left in limbo. Their payments continue, but the light at the end of the tunnel—student loan forgiveness—has been temporarily turned off.

For example:

  • A teacher who started IBR in 2002 could have hit their 25-year forgiveness mark in 2027. Now, that timeline is in question.
  • A nurse who started in 2014 and has made consistent payments is now worried that her forgiveness path may be delayed or recalculated once systems resume.

Some borrowers even report that their loan servicers had previously confirmed they’d met the threshold for discharge—only to later receive no action or conflicting information after the July announcement.

How Does SAVE Plan Tie Into This?

The Saving on a Valuable Education (SAVE) plan, rolled out by the Biden administration as a replacement for REPAYE, aims to reduce monthly payments and accelerate forgiveness timelines. But several Republican-led states challenged the plan, arguing it exceeds executive authority and unfairly burdens taxpayers.

In June 2025, a federal appeals court temporarily blocked key components of SAVE. While IBR remains technically untouched, the operational overlap in back-end systems has clearly impacted its rollout.

The Department’s strategy appears to be precautionary: halting student loan forgiveness under IBR until they can ensure payment counts and data are unaffected by the SAVE-related injunctions.

Is the Trump Administration Behind the Delay?

Critics argue that the Trump-aligned Department of Education has been sluggish—and in some cases, deliberately obstructive—about rolling out forgiveness programs. Under the previous Trump administration, there was strong resistance to sweeping loan cancellation, and many worry those priorities remain embedded in today’s policy infrastructure.

While no official from former President Donald Trump’s camp has addressed the IBR pause directly, it mirrors the tactics seen in other rollback efforts during his term. Skeptics claim this could be part of a broader strategy to reduce the scope of federal loan forgiveness altogether.

What Can Borrowers Do Right Now?

While waiting for updates on student loan forgiveness, here’s what borrowers should consider:

  1. Stay Enrolled in IBR – Your monthly payments still count toward eventual forgiveness. Don’t opt out now.
  2. Document Everything – Save emails, notices, and payment confirmations from your loan servicer. This record may be crucial if disputes arise later.
  3. Monitor Federal Updates – Regularly check StudentAid.gov and follow the Department of Education on Twitter/X for official news.
  4. Contact Your Servicer – If you believe you’ve met forgiveness thresholds, file a request or appeal. Some borrowers have succeeded in getting early reviews.
  5. Consider Legal Advice – In extreme cases, consult with a student loan attorney, especially if your debt exceeds $100,000 or spans multiple repayment plans.

What’s Next for Student Loan Forgiveness?

The Department of Education has not offered a specific date for when student loan forgiveness under IBR will resume. Until then, the Biden administration continues to battle court challenges surrounding SAVE, while political divisions in Congress complicate any broader legislative solution.

Student loan forgiveness under IBR has been paused as federal system updates raise questions and delay relief


With the 2024 presidential election behind us and the Trump political camp resurging in policy influence, the future of IDR programs hangs in balance. If courts side against SAVE, even more disruption may come.

However, the administration has reiterated that IBR forgiveness “is paused, not canceled.” That gives borrowers a glimmer of hope—however faint.

Final Thoughts

The pause in student loan forgiveness under IBR is more than just a technical hiccup. It reflects the chaos at the intersection of politics, policy, and personal finance. For millions of Americans drowning in debt, this delay is a gut punch—especially for those who believed they were finally free.

In a world where education is supposed to be a stepping stone, not a life sentence, delaying forgiveness feels like an unjust extension of that sentence. Borrowers deserve transparency, consistency, and—most of all—relief.

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“Rest Easy Pawpaw” Swamp People legend Junior Edwards dies and fans say he’s running hoop nets in heaven

Beloved Swamp People star Junior Edwards, known for his fearless alligator hunts and Louisiana charm, has passed away, leaving behind a legacy etched in bayou waters and family hearts.

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Swamp People Star Junior Edwards Dies Remembered as Legendary Alligator Hunter
Swamp People legend Junior Edwards remembered by family and fans after his death: “One of the greatest alligator hunters there is.”

The swamps of Louisiana are a little quieter this week as the Swamp People family and fans mourn the death of Junior Edwards—a man many called one of the greatest alligator hunters of all time.

The heartbreaking news was confirmed by Junior’s grandson, “Lil” Willie Edwards, in an emotional Facebook post on Saturday, July 26. While the exact age and cause of death have not yet been made public, it was earlier revealed that Junior had been struggling with his health in recent months.

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Rest easy pawpaw,” Willie began his tribute. “I know [you’re] probably running your hoop nets or doing something crazy inside those pearly gates.”

“You will be extremely missed pawpaw. We love you more than anything!!! Until we meet again.

The emotional tribute has struck a chord with fans of the long-running History Channel series, who knew Junior as a gruff, fearless, and deeply traditional outdoorsman. Junior made his debut on Swamp People in 2010, appearing alongside his son, Willie Edwards, and later his grandson. His deep knowledge of the swamp, old-school hunting methods, and iconic catchphrases made him a household name.

Swamp People Star Junior Edwards Dies Remembered as Legendary Alligator Hunter


Another castmate, Ashley “Deadeye” Jones, took to Instagram to share her grief.

The world lost a legend! Mr. Junior Edwards passed away! Please be in prayer for the family!”

“He was one of the greatest alligator hunters there is! A real hardcore outdoorsman! I watched this man bring in MONSTER gators at Duffy’s Gas Station in Pierre Part, LA,” she added, posting a worn-out selfie with Junior. “Glad we took a second for a pic!

Born and raised in the bayous of Louisiana, Junior Edwards represented a fading American tradition—the swamp lifestyle handed down through generations. Swamp People, the docuseries by History Channel has followed these families for 15 seasons, showing their seasonal gator hunts and deep family values. The series chronicles descendants of French Canadian refugees who settled in Louisiana and made their living wrestling reptiles in murky waters.

Junior’s presence was missed after he left the show in 2015, but he made a surprise return in Season 12 (2021), teasing fans with a humorous post:

Surprise… look who’s back.

That comeback reminded viewers why they loved him. Gritty, unfiltered, and always passionate about the wild, he was never just a TV personality—he was the real deal.

While many TV stars fade from memory, Junior’s legacy is different. His impact stretched beyond entertainment. He stood for a lifestyle—resilient, self-reliant, raw. And in doing so, he earned the respect not only of those who hunt gators but of viewers around the globe.

Fans across social media are now posting their condolences, sharing memories of watching him on screen and even meeting him in person at gas stations, trade shows, and community events.

With no official details yet shared about funeral arrangements or cause of death, the Edwards family has asked for privacy and prayers during this time. But one thing is clear: Junior Edwards won’t just be remembered—he’ll be celebrated.

The bayou has lost a legend, but heaven just gained a true swamp warrior.

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Ashley Judd’s 1 Bold Swimsuit Video Is Breaking the Internet and Empowering Women Everywhere

I don’t care, says actress Ashley Judd as she redefines beauty, aging, and confidence with her raw swimsuit message in the Baltic Sea

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Ashley Judd’s Bold Swimsuit Video Sparks Empowerment Movement for Women
Ashley Judd proudly flaunts her unfiltered self in a one-piece swimsuit, embracing body empowerment and joy in the Baltic Sea.
Ashley Judd’s Bold Swimsuit Video Sparks Empowerment Movement for Women

Hollywood actress and humanitarian Ashley Judd has once again proven that true power lies in authenticity. On July 22, 2025, the 56-year-old stunned fans not with makeup or glamor, but with a bathing suit, a jellyfish, and three brave words: “I don’t care.”

While vacationing near the Baltic Sea, Judd posted a now-viral Instagram video in a simple one-piece swimsuit, exuding the kind of raw confidence that rarely finds space in today’s curated digital world. What followed was a profound message — about aging, menopause, body acceptance, and the joyful rebellion of embracing your inner child.

“Hi, I’m Ashley and I am a member of the ‘We Don’t Care Club,’” she declared in the video, laughing while wading through the cold waters. Judd openly talked about “chafing,” “cellulite,” and what she affectionately called a “hungry bum,” adding with a grin, “I don’t care.” This isn’t just cheeky fun — it’s a call to dismantle harmful norms and celebrate imperfection.

The We Don’t Care Club isn’t just a concept Judd tossed out; it was created by Melani Sanders, a content creator promoting body neutrality and emotional liberation. Judd embraced it fully, declaring herself not just a proud participant, but also a co-founder of the equally whimsical MSU Club — short for “Make Stuff Up.”

Ashley Judd’s Bold Swimsuit Video Sparks Empowerment Movement for Women

“It’s for our inner children,” Judd explained while cradling a non-stinging jellyfish, her voice light and childlike. “And if I make something up, and it’s not scientifically correct, I really don’t care.”

While Judd’s message might sound humorous on the surface, it carries layers of social commentary. Her candid video criticizes how society treats women’s bodies, especially those of postmenopausal women. As Judd wrote in her caption, “Menopause is human biology. Universal. And beautiful.”

And she’s not new to pushing boundaries.

The Double Jeopardy star has been outspoken about her journey since losing her mother, Naomi Judd, in April 2022. Following the tragedy, Judd suffered weight gain and a second leg fracture — one of multiple in recent years. Yet, through it all, her message stayed the same: “I don’t care what people think of me.”

In a 2022 interview with Dr. Jonathan Flint, she opened up: “You try being a once ultra-fit woman who’s 54 and put on some weight. That is going to spark some very sexist conversation… but it’s none of my business what people think.”

Her Instagram caption this week echoed the same sentiment but was laced with joy. “I bask in the unselfconscious being-ness of my True Self,” she wrote. “My Inner Child is free to emerge.”

Ashley Judd’s Bold Swimsuit Video Sparks Empowerment Movement for Women

The video wasn’t all talk — Judd demonstrated playful “water tricks” including a hair flip, backflip, belly flop, and even a handstand. Each act was a metaphor for reclaiming joy, especially for women burdened by the pressures of aging gracefully in silence.

Judd challenged followers to reflect:

“If you let yourself be free, how would your True Self & Inner Child spend your Carefree Timelessness?”

The actress’s refusal to conform has struck a nerve — and a chord. Thousands of women in the comments applauded Judd’s bravery, thanking her for sharing what so many feel but rarely say. Comments like “You just healed something in me,” and “Thank you for letting me feel seen,” flooded her post.

In a society that remains obsessed with youth and perfection, Judd’s decision to post unfiltered, cellulite-proud content is nothing short of revolutionary.

Her activism isn’t just digital. Judd is a long-time UNFPA Goodwill Ambassador, a voice for gender equality, and has spoken at the World Economic Forum about topics ranging from child sexual abuse to mental health.

She has also taken part in documentaries, authored books, and championed various social justice causes. Yet, it may be this swimsuit video — simple, silly, and sincere — that leaves one of her most lasting impressions.

What began as a casual vacation clip has now sparked conversations about the freedom of aging, letting go, and how to care less about approval and more about joy.

As Judd concluded, “Into the Sea for me, to splash & play.”
A perfect metaphor for shedding shame — and diving straight into self-love.

for more news follow or visit : www.DailyGlobalDiary.com


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Australia’s Greatest Song Revealed After 2.6 Million Votes but Why Did INXS Beat Everyone?

Triple J’s all-time Hottest 100 poll crowns ‘Never Tear Us Apart’ by INXS as Australia’s favorite song — here’s the full story behind the anthem that touched millions

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INXS Tops Triple J Hottest 100 as Best Australian Song of All Time
Michael Hutchence of INXS performing ‘Never Tear Us Apart’ — now crowned Australia’s greatest song by Triple J voters.
INXS Tops Triple J Hottest 100 as Best Australian Song of All Time

In a nostalgic celebration of Australian music history, Triple J has crowned the 1987 hit “Never Tear Us Apart” by INXS as the greatest Australian song of all time — and the internet can’t stop buzzing. With over 2.6 million votes, this monumental Hottest 100 of Australian Songs poll has ignited debates, tears, and a nationwide musical reflection.

The poll, broadcast on Saturday by the government-funded youth radio station, was open to Australian songs from any decade. Unlike the annual Hottest 100 which focuses on songs of the year, this special edition was a one-time tribute to Australia’s musical legacy, and the outcome has made waves both locally and abroad.

The Legacy of ‘Never Tear Us Apart’

Originally released in 1987, “Never Tear Us Apart” became a global sensation for INXS, a band that had already made its mark on international charts. Penned by the band’s iconic frontman, Michael Hutchence (Wikipedia), the emotional ballad was written for his then-girlfriend and is remembered for its haunting saxophone solo and Hutchence’s desperate, soul-wrenching vocals.

Despite a rich catalog of international hits, this song stands out for Australians — not just for its sonic brilliance but the emotional chords it struck across generations.

INXS Tops Triple J Hottest 100 as Best Australian Song of All Time

“It’s the kind of track that you don’t just hear—you feel,” one fan wrote on X (formerly Twitter).

Who Did INXS Beat to Get There?

INXS didn’t win by default. The competition was fierce.

  • Hilltop Hoods (Wikipedia) came second with their 2013 hit “The Nosebleed Section” — a platinum-selling Aussie hip-hop anthem that continues to define the genre.
  • The Veronicas’ (Wikipedia) emotionally charged pop banger “Untouched” claimed third.
  • Beloved singer-songwriter Missy Higgins (Wikipedia) ranked fourth with “Scar.”
  • And Crowded House, led by Neil Finn (Wikipedia), took fifth with “Don’t Dream It’s Over.”

While Crowded House is often debated due to Finn’s New Zealand origin, their formation in Melbourne keeps them rooted in Aussie hearts.

Cold Chisel, Powderfinger, Gotye: The Decades Collide

Triple J’s special countdown highlighted a diverse cross-section of Australian music across eras:

  • Cold Chisel (Wikipedia) had two songs in the top 10 — “Flame Trees” and “Khe Sanh.”
  • Powderfinger (Wikipedia) made the list with “My Happiness.”
  • Paul Kelly’s (Wikipedia) iconic “How To Make Gravy” and Gotye’s (Wikipedia) collaboration with Kimbra (Wikipedia), “Somebody That I Used to Know,” were also high on the list.

Despite being a retrospective poll, the 2000s surprisingly had the most songs included — suggesting younger voters’ loyalty still leans into the nostalgic digital era.

Prime Minister Albanese Weighs In

Even the country’s political leader had an opinion. Anthony Albanese (Wikipedia) publicly revealed his top picks, including Midnight Oil’s (Wikipedia) protest anthem “Beds Are Burning,” which landed at No. 18. Other favorites included tracks by Spiderbait, You Am I, and The Go-Betweens.

“This isn’t just a poll. It’s a cultural snapshot,” Albanese said in a weekend interview. “It tells you who we are, who we’ve loved, and where we’ve come from musically.”

But Not Everyone Is Celebrating

Ben Lee (Wikipedia), whose 1999 song “Cigarettes Will Kill You” came in at No. 83, took to Instagram with a thought-provoking post.

“This Hottest 100 of Australian Songs feels like a band-aid,” he said. “We need a bigger conversation about Triple J’s real role in developing Australian music talent.”

He argued that the main Hottest 100 each year should be exclusively for Australian songs, as international music already dominates most global charts and platforms.

INXS Tops Triple J Hottest 100 as Best Australian Song of All Time

A Poll That Sparked A Movement?

Lachlan Macara, the head of Triple J, acknowledged that the January 2025 poll (which featured just 29 Australian songs out of 100) sparked discomfort. “We have some big things cooking,” he promised earlier this year, vowing stronger support for homegrown artists struggling against algorithm-based platforms.

Triple J’s initiative seems to have worked. With over 2.65 million votes — the fourth-biggest response in Triple J Hottest 100 history — it’s clear the public was ready for a musical reckoning. While Millennials and Gen X made the poll go viral on Instagram, it was 18 to 29-year-olds who cast the most votes.

Final Thoughts: Music that Tells Our Story

Music is more than entertainment — it’s emotional memory, it’s national identity. And for Australians, “Never Tear Us Apart” is now an official cultural emblem.

Whether you grew up on Michael Hutchence’s voice or danced to Gotye and Kimbra in high school, this poll has proven one thing: Australia’s musical roots are deep, diverse, and powerfully resonant.

As we reflect on this incredible countdown, the question remains: will the next generation of Australian artists get the same love and recognition? That’s a story yet to be written — but it starts with us tuning in, voting, and supporting local music.

for more news follow or visit : www.DailyGlobalDiary.com


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