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PalmPay Is Changing How Africa Banks and Now It’s Chasing $100 Million for Global Expansion

The fast-growing African fintech PalmPay already processes more transactions than Nigeria’s biggest banks and is now eyeing Asia and beyond.

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PalmPay is reshaping financial access across Africa and Asia with 35M+ users and 15M daily transactions—now eyeing $100M to go global.(Source:Palmpay)

PalmPay is not just another fintech—it’s a financial revolution. The six-year-old Nigerian startup is reportedly in talks to raise between $50 million and $100 million in a fresh Series B funding round to supercharge its bold expansion across Africa and Asia.

The talks come on the back of massive momentum. Launched in 2019, PalmPay has built a digital banking platform that resonates with Africa’s informal economy. With over 35 million registered users and an astounding 15 million daily transactions, the platform now processes tens of billions of dollars annually, sources familiar with the company say.

According to the Financial Times, PalmPay earned $64 million in revenue in 2023, and insiders confirm that number has more than doubled since. Even more impressively, the company is now profitable, an increasingly rare achievement in the high-burn fintech sector.

While PalmPay declined to comment directly on its Series B valuation, the company is said to be nearing unicorn territory. A spokesperson shared, “We’re in a strong financial position and actively exploring growth opportunities.” And that growth is well underway.

From Lagos to Dhaka, PalmPay is going global. It has already expanded to Tanzania and Bangladesh, marking its first footprint outside of Africa. The strategy? Lead with device financing and consumer credit, then layer in additional financial services like bill payments, savings, and insurance.

Its user growth isn’t accidental. One of PalmPay’s smartest moves was its strategic partnership with Chinese smartphone giant Transsion, whose brands Tecno and Infinix dominate Africa with over 40% market share. By pre-installing the PalmPay app on millions of smartphones, the fintech ensures that users meet it the moment they power on their new device.

But it’s not just digital. PalmPay has built a sprawling on-the-ground network of over 1 million small businesses and agent merchants offering cash-in/cash-out services, mobile money transactions, and POS support. Today, more than 10 million customers use these agents monthly, a hybrid model now being mirrored by competitors like OPay, Paga, and Moniepoint.

What truly sets PalmPay apart is its ability to bring first-time users into the formal financial system. The company claims that 25% of its users opened their first-ever financial account through the platform, and among credit borrowers, that number rises to 60%.

PalmPay is also betting big on business tools, offering a cross-border payment API for merchants operating across Africa. This feature, now live in Nigeria, Kenya, and Tanzania—with South Africa on the horizon—already processes hundreds of millions of dollars monthly.

With backers like Transsion, GIC (Singapore’s sovereign wealth fund), and Mediatek, the fintech is also seeking new partnerships with OEMs to accelerate device integration and distribution in new territories.

As the race for financial inclusion heats up in emerging markets, PalmPay’s blend of profitability, innovation, and strategic distribution is putting it miles ahead of the pack. And with up to $100 million in new funding potentially on the way, this fintech rocketship is just getting started.

Tech

iPhone 17 vs Samsung Galaxy S25 Edge Which Flagship Will Rule 2025

With Apple betting on sleek design and faster charging and Samsung pushing AI and display power, here’s how these two titans stack up.

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iPhone 17 vs Samsung Galaxy S25 Edge Full Comparison of 2025’s Top Smartphones
The battle of 2025: iPhone 17 and Samsung Galaxy S25 Edge bring power, design, and next-gen charging to the smartphone war.

The iPhone 17 and Samsung Galaxy S25 Edge are shaping up to be the most talked-about smartphone flagships of 2025, and for good reason. Apple and Samsung continue to push the boundaries of innovation, but their approaches this year couldn’t be more different. Whether you’re loyal to iOS or tempted by Android, this face-off offers everything from design elegance to raw AI performance—and deciding between them might not be easy.

Let’s start with design. The iPhone 17, particularly the Air variant, is expected to debut an ultra-slim, lightweight chassis, potentially the thinnest iPhone yet. Meanwhile, the Galaxy S25 Edge is going bolder with a refined curved-edge display and a more futuristic form factor, featuring reduced bezels and a titanium-glass composite body. If you’re into sleek minimalism, Apple takes the edge. If you’re into visual impact and ergonomics, Samsung holds strong.

In terms of display technology, iPhone 17 vs Samsung Galaxy S25 Edge Which Flagship Will Rule 2025keeps its lead. The S25 Edge is rumored to feature a 6.9-inch QHD+ AMOLED panel with a 144Hz refresh rate, AI-adaptive brightness, and next-gen Eye Comfort Shield. Apple’s iPhone 17 will stick with its signature Super Retina XDR OLED display, but it’s rumored to finally adopt LTPO tech across the lineup, enabling smoother refresh rates and better battery efficiency.

Samsung S25 Edge.



When it comes to performance, the Galaxy S25 Edge will be powered by the Snapdragon 8 Gen 4 globally—a chip packed with enhanced AI capabilities and real-time language translation features. Apple, on the other hand, is expected to equip the iPhone 17 Air with the A18 chip, a slightly upgraded version of the A17 Pro, and reserve the A19 chip for the Pro models. While Apple will still offer buttery-smooth performance and deep integration with iOS, Samsung’s edge in AI-driven multitasking and productivity tools could be a deciding factor for power users.

Camera systems remain a close fight. The S25 Edge is rumored to feature a 200MP main sensor with improved night mode and 8K recording, while the iPhone 17 may retain a 48MP primary lens with computational enhancements. Apple continues to lead in color accuracy and natural processing, whereas Samsung wins with detail and optical versatility.

iphone 17 Air.

Where Apple may catch Samsung off guard is in charging speeds. Thanks to the rumored Qi 2.2-enabled MagSafe chargers, the iPhone 17 could support up to 50W wireless charging, rivaling or even surpassing Samsung’s current 45W wired charging. If true, Apple’s decision to boost wireless and USB-C speeds could eliminate one of the last advantages Android had over iPhones.

Both phones will come with flagship pricing, but Samsung is expected to offer more RAM and storage options even at the base level. Apple’s tightly controlled hardware-to-software ecosystem will continue to appeal to long-time iOS users, while Samsung’s flexibility, customizations, and AI-driven experience make it irresistible for Android fans.

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Apple

iPhone 17 Air Could Charge at Blazing Fast Speeds with 50W Wireless Upgrade

Leaked MagSafe chargers hint at Apple’s biggest wireless charging boost ever, thanks to the new Qi 2.2 standard.

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iPhone 17 Air Could Feature 50W Wireless Charging with Qi 2.2 MagSafe Upgrade
Leaked images show Apple’s upcoming MagSafe puck, expected to support up to 50W wireless charging with the iPhone 17 series.

Apple’s iPhone 17 lineup is shaping up to bring one of the most exciting upgrades in recent memory—not through flashy design changes, but through blazing fast wireless charging. According to recent leaks from 91mobiles and regulatory filings in Taiwan, Apple could be ready to roll out 50W wireless charging support via its next-gen MagSafe chargers powered by the Qi 2.2 standard.

That’s right—while the ultra-slim iPhone 17 Air is expected to have a thinner battery (which usually means more frequent charging), Apple seems to be solving that problem in the most Apple way possible: by dramatically speeding up MagSafe charging.

The leaks point to two upcoming MagSafe models, reportedly labeled A3502 and A3503, submitted to Taiwan’s NCC regulatory body. Though the puck-style design remains familiar, these chargers will reportedly be capable of delivering up to 45W of wireless power, a giant leap from the 15W limit on current Qi 2.0 devices, and even beyond the 30W ceiling seen in the iPhone 16 series.

The real game-changer here is the Qi 2.2 standard, which promises not just higher wattage, but also improved efficiency, better magnetic alignment, and enhanced backward compatibility. That means faster charging for newer models like the iPhone 17 Air, without sacrificing support for older MagSafe-compatible devices.

Now, will Apple actually allow the full 50W wireless experience? That remains to be seen. The Cupertino giant has a history of keeping power under tight control, often capping performance to maintain battery health. Still, if the iPhone 17 Air even hits 40W–45W wirelessly, it would bring Apple neck-and-neck with Android flagships that have long dominated the fast-charging space.


Even more exciting, if Apple boosts wireless speeds, it’s likely we’ll see a similar USB-C charging bump—a huge win for power users and those constantly on the go.

All signs point to Apple saving this MagSafe surprise for the official iPhone 17 reveal later this year, possibly alongside other hardware announcements. If true, the iPhone 17 Air could become the most convenient iPhone ever for battery-conscious users, combining sleek portability with charging speeds once thought impossible on an Apple device.

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AI

Top 5 Mind Blowing Features of ChatGPT You’re Probably Not Using Yet

From writing your code to remembering your favorite coffee order, ChatGPT’s latest features are redefining what it means to have an AI assistant.

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ChatGPT
ChatGPT’s top 5 features in 2025 go beyond chatting—they’re built to work, code, research, and remember just for you.

In the ever-evolving world of AI, ChatGPT by OpenAI remains one of the most powerful and accessible tools available to users across the globe. But beyond just answering questions or writing essays, ChatGPT is now packed with features that many users haven’t even discovered yet. Whether you’re a student, entrepreneur, coder, or content creator, these top 5 features of ChatGPT in 2025 are total game changers.

ChatGPT

1. Memory That Remembers You
One of the most revolutionary updates to ChatGPT is its Memory feature—available to ChatGPT Plus users. This allows the AI to remember facts about you, your preferences, and past conversations. Whether it’s your writing tone, favorite tools, or the fact that you hate semicolons in your code, ChatGPT tailors responses to your style over time.

You can manage memory easily and even wipe it clean if you want a fresh start. Think of it as a personal AI that grows smarter the more you use it.


2. Advanced Data Analysis and File Uploads
ChatGPT now lets you upload documents, spreadsheets, and PDFs, and it can analyze data, extract insights, create summaries, and generate charts in seconds.

Whether you’re a student reviewing a research paper, a marketer analyzing campaign data, or a founder preparing reports, this feature makes handling complex files effortless.


3. Custom GPTs for Anything You Imagine
With the introduction of Custom GPTs, OpenAI now allows users to build their own version of ChatGPT—no coding required. You can fine-tune behavior, add custom instructions, or even integrate third-party APIs to make it act like a travel planner, writing coach, or coding mentor.

There’s also a public Explore GPTs store where users can browse community-created GPTs and use them instantly. This opens a world of possibilities where everyone can create their own AI assistant.


4. Deep Web Browsing Capability
Unlike older versions, ChatGPT Plus now comes equipped with web browsing capabilities. This means the AI can search the internet in real time, provide up-to-date information, and cite sources for its findings. It’s ideal for news, research, product comparisons, or anything that goes beyond its knowledge cut-off.

No more worrying about outdated info—ChatGPT is now as current as your browser tab.


5. Code Interpreter aka Python Sandbox (a.k.a. “Advanced Tools”)
ChatGPT’s built-in code interpreter—also known as Python sandbox or Advanced Data Analysis (ADA)—is a hidden gem. It can run calculations, generate plots, clean datasets, and even write complex functions live within your conversation.

It’s especially loved by data scientists and engineers, but even non-coders can use it to automate tasks or visualize data with just a simple prompt.

ChatGPT

Final Thoughts
In 2025, ChatGPT is no longer just a chatbot—it’s a versatile AI platform designed to make your life smarter, faster, and more efficient. From personalized memory and coding tools to web browsing and custom AI assistants, these features are only scratching the surface of what’s possible.

Whether you’re using ChatGPT for work, study, or just curiosity, these five features will help you unlock its full potential—and maybe even replace a few apps on your device along the way.

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